Effective July 1, 2010, all organizations, small and large, will be required to comply with the Payment Card Industry Data Security Standards (“PCI DSS”).
What is PCI DSS?
PCI DSS is a set of security standards created by Visa, Inc., MasterCard Worldwide, American Express, Discover Financial Services and JCB International to protect cardholders from the increasing number of incidents of identity theft and security breaches.
Who must comply?
Merchants, retailers, restaurants, health care providers, educational institutions, not-for-profit organizations, on-line stores or any business entity that offers the convenience of credit cards as a form of payment; regardless of the number of credit card transactions.
What does compliance entail?
The extent and type of compliance depends upon the number of credit card transactions an organization processes in a year. At a minimum, all organizations are required to complete an annual self-assessment and a quarterly network scan by an Approved Scanning Vendor (“ASV”).
What are the implications of failure to comply?
Organizations that fail to comply with PCI DSS will, at a minimum, run the risk of having their ability to accept credit card payments revoked by the PCI council.
How can I get more information?
To obtain more information regarding the detailed compliance requirements or to learn about resources to help you consult www.pcisecuritystandards.org.
For many centuries the faith community has provided hospitality and housing to members and strangers, especially to the poor and elderly. The 20th century saw significant expansion by the organized faith community in providing various housing to those in need. In the 1980s, Victory Housing, the non-profit housing development arm of the Catholic Archdiocese of Washington opened its first affordable assisted living facility for frail seniors in Rockville. After expanding in the 1990s to providing apartments to low-income independent seniors with HUD financing, since 2000, Victory Housing is focusing on providing housing for low-and moderate-income families. In the early 1900s, the Hebrew Home of Greater Washington began and now provides independent living and assisted living, rehabilitation, recovery and outpatient medical services and long-term care. Currently under construction, Jill’s House will expand upon the success of McLean Bible Church’s Access Ministry by offering short-term overnight respite care to children with special needs and by providing a community of support to their families. A recent article in the Washington Post describes how individual churches are now buying land and partnering with developers to build communities to provide subsidized and market rate housing.